Mor
Mortgage Interest Rates
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 3
Pending: 13
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Multiple institutions (Realtor.com, NAR, Fannie Mae, Redfin) predict mortgage interest rates to remain rangebound in 2026, with specific predictions ranging from 5.9% to 6.3%.
"Realtor.com says they're predicting 6.3%. National Association of Realtors, NAR says 6.0%. Fanny May..."
Dec 29, 2025
Pending
Mortgage interest rates are expected to decline as the Federal Reserve begins quantitative easing in 2026, with the extent and timing of asset purchases uncertain.
"The Federal Reserve will be ending their monetary tightening cycle very soon. ... it's my expectatio..."
Oct 27, 2025
Pending
Mortgage interest rates are predicted to continue decreasing, with significant easing potentially occurring by Q4 of the following year.
"It could be Q1, it could be Q3. I would be surprised if they make it to Q4 without heavy easing. Oka..."
Oct 27, 2025
Correct
Predicted that mortgage interest rates will reach a 'sweet spot' within the next 1 to 1.5 years, encouraging more people to move.
"mortgage interest rates will get to that sweet spot number where you get a ton of people moving. And..."
Aug 31, 2025
Incorrect
Predicted that mortgage interest rates will reach a 'sweet spot' within the next 1 to 1.5 years, encouraging more people to move.
"mortgage interest rates will get to that sweet spot number where you get a ton of people moving. And..."
Aug 31, 2025
Incorrect
Mortgage interest rates have reached a low for the year due to the decline in 10-year Treasury yields.
"mortgage interest rates have fallen to a low this year as interest rates on the 10-year yield have b..."
Aug 25, 2025
Pending
Mortgage interest rates are correlated with the 10-year Treasury yield.
"mortgage interest rates are correlated to the 10-year yield"
Aug 14, 2025
Correct
Mortgage interest rates may not decrease, and could potentially increase in 2026.
"there is a possibility that mortgage interest rates do not go down or they even go up in 2026."
Aug 14, 2025
Pending
If Fannie Mae and Freddie Mac go private, average mortgage interest rates could increase by 1%.
"average mortgage interest rates could go up by 1% in in this type of event [Fannie Mae and Freddie M..."
Aug 14, 2025
Pending
Predicted that mortgage interest rates will eventually return to 4%, but not within 2025.
"I think that mortgage interest rates will ever get back down to 4%. Personally, I believe that yes, ..."
May 21, 2025
Incorrect
A subprime borrower might be charged an 11% interest rate on a mortgage, compared to a 6% rate for others.
"instead of giving you a 6% mortgage we're going to charge you 11%"
Jun 14, 2024
Pending
Predicted that mortgage interest rates would decrease later in 2024.
"We'll be back down to 20% when rates come down a little bit more later this year"
Jan 24, 2024
Pending
Historically, the average annual return for both the stock market and real estate is around 10%, but this is an average and not guaranteed year over year. Individual results may vary based on experience.
"The average stock market return is 10% a year historically and the average real estate return is als..."
Jan 7, 2024
Pending
Paying off a mortgage early provides a guaranteed return equal to the interest rate being paid, whereas investing in the market offers potential for higher, but not guaranteed, returns.
"when you pay off your home it is a guaranteed return if you're paying 5% a year on your mortgage or ..."
Jan 7, 2024
Pending
It is financially advantageous to invest money for a higher return than the mortgage interest rate and then use the profits to pay down the mortgage, effectively making a profit on the transaction.
"if the interest rate from your home is less than the interest rate from your investment then it make..."
Jan 7, 2024
Pending
Longer mortgage terms (like 30 years) are considered riskier for banks, leading to higher interest rates compared to shorter terms (like 15 years), where banks get their money back sooner, reducing risk and thus interest rates.
"The longer the bank has to go without their money the riskier the investment is and so when you comp..."
Jan 7, 2024
Pending
The interest rate for a 30-year mortgage loan is predicted to be between 5.25% and 7.75%, with a personal guess of closer to 7% by the end of 2022.
"that means the cost to buy a house with a 30-year mortgage loan will be between 5.25 and 7.75 percen..."
Jun 17, 2022
Pending
Mortgage interest rates are expected to increase, making it cheaper to get a mortgage now than later.
"the Federal Reserve just raised their Benchmark interest rates by 25 basis points signaling that if ..."
Mar 18, 2022
Pending